Research Posts

In a separate FS Brew conversation, Daman's Frederik Bisbjerg raised two specific, skeptical objections to reward-based health insurance in the UAE: that rewards arriving too slowly kill adoption, and that the region's transient expat population mak…

Most insurance marketing in the region, in Wilson Varghese's own assessment, competes on price or speed -- a quote in under five minutes, the lowest premium on the page. Zurich Middle East, where Varghese is General Manager and Head of Operations, h…

Andy Ann, CEO and co-founder of Hong Kong-based YAS MicroInsurance, describes his company's core innovation in a single reframe: instead of insuring a person, YAS insures a unit of activity -- kilometers run, rides taken, minutes on a mountain trail…

Walid Daniel Dib, co-founder and CEO of Hala Insurance, describes his company's regulatory structure in a phrase precise enough to double as the episode title: "We are regulated onshore and we innovate offshore." Hala holds an insurance agency licen…

At a special FS Brew episode recorded in collaboration with MEECON 2025, six insurance and energy leaders working across the Middle East's clean energy transition converged on a theme none of them stated outright but all of them kept circling back t…

Most insurtech pitches don't fail because the founder is weak. They fail because the market was never going to produce a venture-scale outcome in the first place, according to Shwetank Verma, co-founder and managing partner at Leo Capital and co-fou…

Corporate venture capital arms at large insurers typically play a passive role -- writing checks into promising insurtechs and letting the ecosystem develop on its own. Lars Gehrmann, Group Chief Digital Officer at Qatar Insurance Group and head of …

When Chubb decided eight years ago to go after the wave of digital-native platforms reshaping distribution -- think early Uber, Airbnb, Amazon -- it faced the classic incumbent's dilemma: spin the effort out as an independent, fast-moving unit insul…

Nicolo Robba co-founded LifePal, Indonesia's largest B2C insurance aggregator, after a career at Lazada -- Southeast Asia's dominant e-commerce platform -- with no prior insurance background at all. The founding insight was simple: he and his co-fou…

In 2023, every single insurer operating in Saudi Arabia turned a profit -- the first time that has happened across the whole industry, according to Hasham Piperdy, GM for KSA and a director at Badri Consultancy, the GCC's largest actuarial firm. The…

Imagine a world where insurance payouts are as predictable as the rising tide. In Freeport, Texas, this isn't just imagination—it's reality, thanks to a new approach to insurance.Picture a warehouse owned by Postlane Partners in Freeport. Here, a me…

Now that there is so much noise about AI (induced by ChatGPT, #bard and #poe, and other Large Language models!), there is an interest in knowing more about its applications in the Insurance industry. We recently released an FS Brew Hype episode on #…

If you don’t have a moat, don’t compete…That’s a tough message that I am forced to give some founders that I consult with. This thinking was reinforced by a conversation that I recently had.On the FS Brew podcast, we spoke to Arijit Chakraborty, MD—…

Introduction The insurance industry has long been criticized for its complex processes, slow response times, and high operational costs. However, the advent of Chat GPT and AI technologies is poised to bring about a seismic shift in the sector. Th…

Introduction Venture building in the fintech and insurtech sectors is a multifaceted endeavor. Harold, a seasoned expert in this field, recently shared his insights on the challenges and opportunities ahead. This article delves into the key takeawa…